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A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. While the VA does not lend money for VA loans, it backs loans made by private lenders (banks, savings and loans, or mortgage companies) to veterans, active military personnel, and military spouses who qualify.

Geriatrics and Extended Care Services (GEC) helps to optimize the health and well-being of Veterans with chronic conditions or life-limiting illness. GEC also serves Veterans of any age who are disabled or frail due to disease, aging or injury.

A VA loan is a mortgage option for people who meet the VA’s guidelines for military service. VA loans are guaranteed by the Department of Veterans Affairs. In most cases, you’ll get your loan from an approved private lender, like a mortgage company or bank.

VA Loans in Fort Meade The army community service relocation readiness program is here to help with a comprehensive support system, whether it’s your first move or the last of many. We have all kinds of information and resources to help you and your family navigate your next military move.

What is a USDA Rural Housing Service loan? The rural housing service (rhs) offers mortgage programs that can help low- to moderate-income rural residents purchase, construct, and repair homes. The RHS both lends directly to qualified borrowers and guarantees loans that meet RHS program requirements made by approved lenders.

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These are perhaps the biggest advantages to a VA loan. You don’t need a down payment. None whatsoever. Most mortgage programs, such as FHA and conventional loans, require at least 3.5 percent to five percent down.That’s up to $12,500 on a $250,000 home purchase.