VA Loans in Kings Point

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Home Point Financial is the leading Dallas, TX mortgage lender featuring a full array of home loan options including conventional loans, VA loans, FHA loans, HARP loans, USDA loans, jumbo loans, and more. Learn more.

About Home Loans. VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits.

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A discount point, commonly called a "point" is a form of prepaid interest to the lender and expressed as a percentage of the loan. One point on a $200,000 VA loan is $2,000 and two points equals $4,000 and so on.

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In this series, we will be looking at the VA Home Loan program. We’ll talk about who is eligible, how it works, the type of properties that qualify, the type.

Low VA Rates helps veterans and active duty military with VA home loans. Refinancing VA home loans are also available. Call Low VA Rates for a free quote: (866) 569-8272.

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Prev | Next . Points are one type of fee paid at closing by you to your mortgage lender. There are two types of points: Origination Points and Discount Points. Each point equals 1% of your loan amount. For example, 1 point on a $100,000 loan would cost $1,000.

The process involves dividing the total mortgage loan amount into the total purchase price of the home. For instance, a home with a purchase price of $200,000 and a total mortgage loan for $180,000.