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Understanding Seller Credits To Closing Costs A Seller Credit to a Borrower’s Closing Costs is a common way (especially with first-time home buyers) to reduce that total amount of money it will take for a borrower to complete a home purchase transaction.

As the investor, your hold a legal title to the property. Your home is an investment. Tax advantages depend on if the IRS views it as your second home or as a rental property. If you don’t rent it more than 14 days a year you can write off mortgage interest and property tax.

 · Fair Housing Act of 1968 and the Equal Credit Opportunity Act of 1974 prohibited discrimination on the basis of race, sex, or other personal characteristics in the credit and housing markets Home Mortgage Disclosure Act of 1975 (HMDA) required that financial institutions publicly disclose mortgage lending and application data, creating.

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a firm that pools investors funds and invests them in real estate or uses them to make construction or mortgage loans participation certificate (pc) an equity investment in a pool of mortgages that have been purchased by a government agency, such as Ginnie Mae