Foreclosure Free, (Per Statute) as 5-Year Clock Expires

While every state has its own laws, per the federal trade commission, the "clock" generally starts at the moment you miss a payment and your account becomes delinquent. If the statute of limitations is 3 years and you missed a payment due on May 1, 2013, then by the end of the day on May 1, 2016 that debt will likely be considered "time.

"I understand they don’t like the idea that people can end up with free houses but this undermines and defies the purpose of a statute of limitations," said foreclosure defense attorney roy oppenheim, who is fighting a high-profile foreclosure deadline case in Boca Raton in which homeowners stand to win a multimillion-dollar waterfront mansion.

LoanSafe Member. The house is still underwater, so there’s no reason for 2ndMtg Bank to foreclose. They can’t come after you because the debt was discharged. In your state there is a 5 year limitation on debt. In Jan 2022, the house is slightly underwater, or break even. But in Jan 2023 you have equity of $50,000.

Of the Statute of Limitations in a Florida foreclosure case is 5 years from default, does the clock stop while the – Answered by a verified Real Estate Lawyer We use cookies to give you the best possible experience on our website.

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The association foreclosed on the condo last year, followed by a bank foreclosure in December, the newspaper reported. R&T Financial Inc. is now the property’s legal owner, according to county records.

With all.19 Homes For Sale By Owner In 33917, Sold FSBO | ByOwner.com – 33917 is located in Lee, FL.There are currently 235 Homes for Sale within 33917, with asking prices ranging from $10,000 to $3,295,000.The average list price per square foot of the available inventory in 33917 is $111, which is below the Lee County average of $111.The.

Chase took over Wamu in late 2008 & they have never initiated foreclosure. My question is does the Statute of limitation’s clock start from the default wich would have been on my case in April 2004 as per that Wamu stated on their court paperwork, or does it start from the time Wamu filed the Lis-pendings ? Thanks !

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