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With this, you can discharge any remaining unsecured debts. If you find your debt payments too much, you need to protect yourself. File for bankruptcy and do your best to recover from there..
· Your pending tax refund can usually be protected one way or the other when you are filing a Chapter 7 bankruptcy case, depending on how much it is and where you file. Often it is fully exempt and simply yours to keep.
· A: With so many consumers filing for bankruptcy protection or thinking about doing so, a lot of people are worried about what assets they can keep and what assets they might have to surrender if they do in fact file a chapter 7 or chapter 13 bankruptcy. So here is a question from somebody who wants to know about their car loan.
Against this backdrop, it’s unfortunate that bankruptcy hits responsible persons the hardest because they likely have the most to lose. If you are filing this year, then you may have a great deal you wish to protect. I thought I’d share some tips from a recent article onSmartMoney about what you can protect.
To protect your property it has to fit into a certain exemption category, and for the most part cannot exceed a certain monetary limit. Each state has its own set of exemptions, and the bankruptcy code also has a set of exemptions. In some states, you can only use the exemption list set up by the state,
Filed under: Filing Bankruptcy A common question when talking about possible bankruptcy proceedings is whether or not a co-signer will still be liable for a debt should the primary debt holder be forced to declare bankruptcy .
· People will sometimes transfer assets prior to filing bankruptcy, because they think that this is how to protect it from being taken away. This is a good example of a costly legal mistake that people often make, which an expert would easily have avoided.
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As part of the filing. off their chest," he added. "I can’t solve all their problems, but I can at least listen to them." Before the hearing, PG&E filed more than two dozen other motions and.